What can I submit as Proof of Ownership?
When listing your property, you may need to provide documentation to prove that you are the rightful owner. Here are the documents you can submit as Proof of Ownership:
Recorded Deed:
- A recorded deed is the most common proof of ownership. This document shows that the property has been transferred to your name and is officially recorded with your local county recorder's office.
Settlement Statement (HUD-1) or Closing Disclosure:
- If you recently purchased the property, you can submit a Settlement Statement (HUD-1) or Closing Disclosure. These documents, provided at closing, outline the terms of your property purchase and confirm your ownership.
Title Insurance Policy:
- A title insurance policy is issued during the purchase of a property. It protects the owner against potential title defects. The policy itself can serve as proof of ownership, as it usually contains the owner's name and details about the property.
Property Tax Bill or Assessment Notice:
- A recent property tax bill or assessment notice from your local tax authority can also be used as proof of ownership. These documents typically include the owner's name and the property address.
Power of Attorney (POA):
- If you are selling a property on behalf of someone else, you can provide a Power of Attorney (POA) document that authorizes you to act on their behalf in property transactions.
Probate Documents:
- In cases of inherited property, probate documents proving your right to inherit and sell the property may be required. These documents could include a will, letters of administration, or other court orders.
Name Change Certificate:
- If your name has recently changed, you may need to submit a legal document showing your name change, such as a marriage certificate, divorce decree, or court order, to ensure the title reflects your current name.
- County Records:
- Check your county's website for the latest property records. You can download or print them and upload them to your Houzeo Dashboard with ease.
You can submit a variety of documents as proof of ownership when listing a property, including a recorded deed, settlement statement, title insurance policy, property tax bill, Power of Attorney, probate documents, or a name change certificate. Providing these documents ensures a smooth and compliant listing process.
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